Saving money can be one of the toughest things to do in the current era. The moment you realize that it is time to save some money and once you start doing it, you won’t even realize that it will turn into a habit. Also, money saving will lead you to have more amazing experiences in life.
You can simply start saving by making a list of expenses that you come across throughout the month. You can create a budget for your savings, find different ways or alternatives to save money, for instance, you can use bundled services by your Cable TV, phone and internet services which usually takes out a large chunk of money from your Expense List. When you would opt for bundled services, such as Spectrum packages, you can set your savings goals (inclusive of your your long-term and short term goals), decide your priorities, pick the right savings tool, automate your savings and watch them grow.
When you talk about picking the right tool to manage your money and your savings, there is a wide range of applications and websites that can help you save an ample amount of money, by the end of each month. Here is a list of such platforms that can help you save more money and keep your budget intact:
This tool helps you keep track of everything that is part of your monthly budget or your retirement portfolio. This works by using an easy way to manage investments. Also, it offers advice on investments for people who use the service.
This tool works exactly the same as other online tools that get you information by syncing with your bank account. However, Buxfer has an edge over other tools as it provides you the opportunity to run financial projections so you can have saving goals and track down IOUs with friends. The Basic version of the app is free and you can add up additional budgets and bank accounts for all the additional payments that you make.
Mint provides users with a free way to set up an account and track your monthly budget. You can even sync up with your bank account and credit card accounts to keep track of your transactions automatically. You can also check out where you are in the budget category just by glancing over it. To make this possible, the application uses color-coded bar graphs to get you a clear picture of your budget. Mint also helps you track financial goals and savings, so you can stay aware of your expenses, all the time.
This works like a conventional piggy bank that functions with the cloud. With smartyPig, you can set your savings goals that you have regarding specific things. Also it lets you save money using a savings account that has a high-interest. You can also use SmartyPig to set up different savings goals and use a single account for multiple goals.
Wally is a free app that lets you get visual insights about your money and several other monetary matters. You can also set goals and do a lot more. Wally tells you the extent to which you have to cover your budget. This aspect of the app becomes quite helpful if you are someone who has been struggling with uncontrolled cash flow and have been planning to put a leash on it.
This app was made for people who are in debt. You can use the free account you can connect to your bank accounts and calculate your finances. This is something good if you want to enter all the transactions you make manually.
People today want to know how much money they are left with. PocketGuard calculates the amount of money you have, after paying your bills, and carrying out other money-based tasks. Plus, with PocketGuard users can view the estimated amount left with them for the day, the week or the month. If you explore the software more, you will come across more options that can help you track your expenditures as per categories.
You can use any of these apps, plus a lot of other ones that can help you save money. This will not only give you a better grip over your savings, but also, it will help you get a different lifestyle as well. So use any of these apps and start saving a considerable amount of money for your rainy days.
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