If you are already confused between what UPI-based payment you must choose from Google Pay to PhonePe to PayTM, I am here to make it a bit complicated. Have you heard about Mi Pay? As the name goes, it is from Chinese smartphone maker Xiaomi that was rolled out for Android smartphones on a smaller scale last year in December 2018. However, the app has taken a complete revamp and now, it covers a plethora of Android smartphones and brings a lot of features, integrations and more on-board that you will find easy to use.
Mi Pay is common in China similar to Ali Pay. Both apps have their own standings in China with deep integration across Xiaomi smartphones similarly to how Apple Pay is deeply rooted in Apple iPhones while Samsung Pay is widely available on Samsung smartphones. I recently downloaded the app just to give it a try and it works well.
Xiaomi Mi Pay: Starting Up
The startup is really simple as you have to download the app if you don’t have it already. Once you have downloaded it, the app will prompt for a few permissions and guide you to login/sign up page where you can credentials. This is where an OTP will be forwarded to your number that you can use to finally log in.
Xiaomi Mi Pay Features
To be honest, I downloaded Mi Pay on a OnePlus 6 and just when I opened the app, I felt like the UI is heavily Xiaomi-zed. If you check it out, it gives you a glimpse of MIUI on any Android smartphones and looks pretty neat and information. There are options to “Transfer” amount to your friends and family via QR Code or UPI or you can just select the number from the contact list and the payment will be taken care of.
As with any other app, there is a “Request” that you can tap and request someone for payment. Thirdly, there’s a “Scan & Pay” feature on the homepage of the app that gives you access to scan any type of supported QR Code and just pay or you can tap on ‘My QR Code’ so that a sender can record your QR and send you the payment.
Next up, we get options to pay bills and recharges including Mobile, Electricity, Gas, Broadband, Landline, DTH, and Water that works fine as well. Finally, there’s a ‘My Information’ at the bottom that gives you access to your profile, bank accounts, transactions, and your QR Code.
Xiaomi Mi Pay app is particularly a blessing for Xiaomi smartphones as it is deeply incorporated in several apps including Contacts, App Vault, Scanner, etc. It is noteworthy that Mi Pay competes for head-on with bigwigs like Google Pay which has one of the most sorts after UI that is painstakingly easy and does all the payments in a jiffy.
Xiaomi is gearing up to launch its MIUI 11 across a string of smartphones ranging from Redmi to Mi series with some already received the update while some are in tow. Check out Mi Pay and let us know how’s the app and what are the improvements the apps must have to compete with its rivals.
